InsuranceSimulation & what-ifRegulator Clock Suite

Hidden Days Ledger

The days customers lived that the regulator's clock never counted, priced and removed.

Listen
Reason
Act
Verify
Learn
Closes 4 of 5: Listen, Reason, Act, Verify

The job

Exposes the gap between the official claim clock, which starts only when documents are complete, and the time customers actually waited. Prices each hidden day, removes the requests that create them and checks the gap has closed.

The moment

Example, illustrative figures
  1. The claims screen shows two clocks: the official average wait is 9 days, but customers actually waited 23, because the official clock only starts once documents are complete.

  2. The claims director finds that one request, "please resend the police report", accounts for 6 of the 14 hidden days and costs $1.8 million a year in paid rental days.

  3. The director drags that request into the tray of steps to remove, and locks in how success will be judged.

  4. Four weeks later, the hidden gap has shrunk by five days. Customer comments about it fell from 212 before to 41 after, and the dollars turn green.

What it does

  • Seal a fix with a pre-registered verdict
  • Notify the owner and operations
  • Update the official clock
  • Stamp the verdict
  • Send the regulator evidence pack

What you see

A twin-clock ruler per claim type with a hatched 'hidden days' band, a drag-to-remove tray with pre-registered verdicts, and an animated after-state

  1. Screen 1: Twin-Clock Ruler
  2. Screen 2: Removed Tray
  3. Screen 3: Verdicts
  4. Screen 4: Regulator View

What it moves

Hidden days per claim, meaning the time customers waited minus the official time, by claim type, in days and dollars a year, and the verified reduction from each fix.

Built for

  • Compliance, complaints & legal
  • Product & digital
  • CX leaders & VoC
OnClarity

Bring the one question your current platform can't answer.

Our team will map it to the apps that answer it, then set them up on your own feedback.

Talk to our team

Examples use illustrative figures. Apps are set up with our team on your own feedback data, and setup varies by app.

OnClarity

Bring the one question your current platform can't answer.

Our team will map it to the apps that answer it, then set them up on your own feedback.

Talk to our team

Examples use illustrative figures. Apps are set up with our team on your own feedback data, and setup varies by app.

OnClarity

Bring the one question your current platform can't answer.

Our team will map it to the apps that answer it, then set them up on your own feedback.

Talk to our team

Examples use illustrative figures. Apps are set up with our team on your own feedback data, and setup varies by app.