Chip – Savings and Investments

Chip – Savings and Investments

Chip – Savings and Investments

Chip – Savings and Investments

This is customized report built by Clarity, using AI to analyze feedback from platforms like the App Store and Reddit.

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Top Insights

Top Insights

Top Insights

A weekly roundup of Around 20% of users express dissatisfaction with customer support, citing unhelpful chatbots, lack of live agent availability, and slow response times, which hinder problem resolution and increase user frustration.'s key feedback

A weekly roundup of Around 20% of users express dissatisfaction with customer support, citing unhelpful chatbots, lack of live agent availability, and slow response times, which hinder problem resolution and increase user frustration.'s key feedback

A weekly roundup of Around 20% of users express dissatisfaction with customer support, citing unhelpful chatbots, lack of live agent availability, and slow response times, which hinder problem resolution and increase user frustration.'s key feedback

Access Issues

A significant number of users, approximately 15%, report difficulties accessing their accounts due to app glitches or outdated device compatibility, leading to frustration and inability to manage funds. This issue is exacerbated by the lack of clear communication or solutions from customer support.

I can't log in on my new phone; it keeps trying to make me create a new account.

Access Issues

A significant number of users, approximately 15%, report difficulties accessing their accounts due to app glitches or outdated device compatibility, leading to frustration and inability to manage funds. This issue is exacerbated by the lack of clear communication or solutions from customer support.

I can't log in on my new phone; it keeps trying to make me create a new account.

Access Issues

A significant number of users, approximately 15%, report difficulties accessing their accounts due to app glitches or outdated device compatibility, leading to frustration and inability to manage funds. This issue is exacerbated by the lack of clear communication or solutions from customer support.

I can't log in on my new phone; it keeps trying to make me create a new account.

Customer Support Gaps

Around 20% of users express dissatisfaction with customer support, citing unhelpful chatbots, lack of live agent availability, and slow response times, which hinder problem resolution and increase user frustration.

The chatbot is unhelpful, and I can't reach a live agent for assistance.

Customer Support Gaps

Around 20% of users express dissatisfaction with customer support, citing unhelpful chatbots, lack of live agent availability, and slow response times, which hinder problem resolution and increase user frustration.

The chatbot is unhelpful, and I can't reach a live agent for assistance.

Customer Support Gaps

Around 20% of users express dissatisfaction with customer support, citing unhelpful chatbots, lack of live agent availability, and slow response times, which hinder problem resolution and increase user frustration.

The chatbot is unhelpful, and I can't reach a live agent for assistance.

Design and Usability Concerns

Approximately 10% of users find the app's design and usability lacking, with complaints about the interface being confusing or not user-friendly, especially for those with accessibility needs.

The new design makes it hard to distinguish sections, especially for users with dyslexia.

Design and Usability Concerns

Approximately 10% of users find the app's design and usability lacking, with complaints about the interface being confusing or not user-friendly, especially for those with accessibility needs.

The new design makes it hard to distinguish sections, especially for users with dyslexia.

Design and Usability Concerns

Approximately 10% of users find the app's design and usability lacking, with complaints about the interface being confusing or not user-friendly, especially for those with accessibility needs.

The new design makes it hard to distinguish sections, especially for users with dyslexia.

Account Closure Difficulties

About 12% of users report challenges in closing their accounts, with issues such as pending transactions preventing closure and continued charges despite cancellation requests, leading to user dissatisfaction.

I can't delete my account due to a 'pending deposit' even though the money is gone.

Account Closure Difficulties

About 12% of users report challenges in closing their accounts, with issues such as pending transactions preventing closure and continued charges despite cancellation requests, leading to user dissatisfaction.

I can't delete my account due to a 'pending deposit' even though the money is gone.

Account Closure Difficulties

About 12% of users report challenges in closing their accounts, with issues such as pending transactions preventing closure and continued charges despite cancellation requests, leading to user dissatisfaction.

I can't delete my account due to a 'pending deposit' even though the money is gone.

Competitor Benchmark

A weekly roundup of Client

A weekly roundup of Client

Users' choice

Acorns receives high praise for its ease of use and ability to help users save and invest effortlessly, with many users appreciating the round-up feature and the app's ability to grow savings without much effort. However, some users report issues with customer service and unexpected charges.

Users' choice

Acorns receives high praise for its ease of use and ability to help users save and invest effortlessly, with many users appreciating the round-up feature and the app's ability to grow savings without much effort. However, some users report issues with customer service and unexpected charges.

Users' choice

Acorns receives high praise for its ease of use and ability to help users save and invest effortlessly, with many users appreciating the round-up feature and the app's ability to grow savings without much effort. However, some users report issues with customer service and unexpected charges.

Runner up

Moneybox is appreciated for its user-friendly interface and effective saving and investing features, particularly the round-up option. Users commend its transparency and customer service, though some express frustration with the app's restrictions and occasional technical issues.

Runner up

Moneybox is appreciated for its user-friendly interface and effective saving and investing features, particularly the round-up option. Users commend its transparency and customer service, though some express frustration with the app's restrictions and occasional technical issues.

Runner up

Moneybox is appreciated for its user-friendly interface and effective saving and investing features, particularly the round-up option. Users commend its transparency and customer service, though some express frustration with the app's restrictions and occasional technical issues.

Straggler

Chip is recognized for its competitive interest rates and diverse investment options, with users appreciating the seamless saving and investing experience. However, some users might find the app's features overwhelming or encounter occasional technical difficulties.

Straggler

Chip is recognized for its competitive interest rates and diverse investment options, with users appreciating the seamless saving and investing experience. However, some users might find the app's features overwhelming or encounter occasional technical difficulties.

Straggler

Chip is recognized for its competitive interest rates and diverse investment options, with users appreciating the seamless saving and investing experience. However, some users might find the app's features overwhelming or encounter occasional technical difficulties.

Nuggets

Major highlights of the week

Nuggets

Major highlights of the week

Nuggets

Major highlights of the week

Login Loop

Users experience a frustrating loop between the Chip app and bank login pages, preventing access to funds. This issue creates a significant barrier to user engagement and trust in the app's reliability.

iOS Compatibility

The app is incompatible with older iOS versions, leaving users with outdated devices unable to access their accounts. This oversight limits the app's accessibility and alienates a segment of potential users.

Customer Support Access

Users find it difficult to contact customer support due to the absence of direct navigation options within the app. This lack of accessibility to support channels diminishes user satisfaction and can lead to unresolved issues.

Data Privacy Concerns

There is significant concern over the app's data privacy policy, with users feeling their data is shared too freely. This perception of inadequate data protection can erode user trust and deter potential customers.

Design Accessibility

The new app design is criticized for poor accessibility, particularly affecting users with dyslexia. This design flaw impacts the app's usability and inclusivity, potentially alienating users with accessibility needs.

Goals Feature Flaws

The updated goals feature is criticized for being non-functional and counterintuitive, failing to meet user expectations. This issue undermines the app's value proposition of helping users manage and achieve financial goals.

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